semkuHome sale calculator
Enter your sale price, selling costs and mortgage payoff to estimate what you keep.
| Sale price | $400,000.00 |
|---|---|
| Agent commission | −$22,000.00 |
| Closing costs | −$6,000.00 |
| Other selling costs | −$3,000.00 |
| Mortgage payoff | −$250,000.00 |
| Net proceeds | $119,000.00 |
Planning your next purchase? Use the How much of a home can I afford calculator.
Calculation rules
Net proceeds = sale price − agent commission − closing costs − other selling costs − mortgage payoff. Total selling costs include commission, closing costs and other selling costs; mortgage payoff is deducted separately. A negative result is the amount you would need to bring to closing.
Each percentage cost is sale price × percentage / 100, rounded once to cents with half a cent rounded up; totals and net proceeds use those cent amounts so the breakdown adds up. Ratios use those amounts divided by the sale price and are rounded to two decimal places.
Commission is all agent compensation you agree to pay; closing costs are your entered share of items such as recording, transfer tax, escrow, title and attorney fees. Mortgage payoff includes accrued interest, fees and any second mortgage or HELOC. Blank other selling costs count as zero; example prices and fees are illustrative, and no market rates are supplied.
Capital gains tax, property tax prorations and HOA adjustments are not calculated or added automatically.
Frequently asked questions
- How much would I keep from a $400,000 sale?
- With a $250,000 mortgage payoff, 5.5% agent commission, $6,000 closing costs and $3,000 other costs, net proceeds are $119,000.00, or 29.75% of the sale price. These are example inputs.
- Can I enter commission and closing costs as percentages or dollars?
- Yes. Choose % or $ for each cost separately; percentage costs use the sale price and round to cents before being deducted.
- What does a negative result mean?
- The entered costs and mortgage payoff exceed the sale price; the result shows how much you would need to bring to closing instead of treating the sale as an input error.
- Is net proceeds the same as taxable profit?
- No. Net proceeds subtract the entered selling costs and mortgage payoff; this calculator does not use your purchase price or improvements to determine taxable profit or capital gains tax.
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For details, see the privacy policy in Korean.
Calculations run in your browser without sending the financial values you enter to the server or storing them. See “Privacy on this page” for information about access data.